General Liability
Coverage for certain third-party injury, property damage and related liability claims, subject to policy terms.
Business Insurance
Insurance for the business you have built.
From offices and shops to independent professionals, Newman & Stone helps Los Angeles business owners explore commercial insurance options.
General LiabilityPropertyWorkers’ CompensationCommercial Auto
Explore commercial coverage.
Your industry, employees, property and contracts all affect which policies you may need.
Commercial Property
Options for buildings, equipment and business personal property.
Business Owners Policy
A package that may combine eligible property and liability protections for qualifying businesses.
Workers’ Compensation
California employers generally must carry workers’ compensation insurance when they have employees.
Commercial Auto
Insurance for eligible vehicles used in business operations.
Professional Liability
Options for covered claims alleging mistakes or negligence in professional services.
For Local Businesses
Coverage questions belong in a real conversation.
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Common insurance questions
Do small businesses need general liability insurance?
Requirements depend on the business and its contracts. Commercial clients, landlords and licensing arrangements may require specified limits or coverages.
Is workers’ compensation required in California?
California employers are generally required to carry workers’ compensation insurance if they have one or more employees, with limited exceptions.
What should I have ready for a commercial insurance quote?
Your business type, location, operations, approximate revenue, employee count and current policy information help an agent identify relevant options.
Does a quote mean my business is covered?
No. An application or quote is not proof that coverage has been bound. A carrier must confirm coverage and its effective date.
